Micro health insurance

By Paul

An interesting article on health financing among the poor in India;

“India is a world leader in this emerging field, with 5 to 10 million people enrolled in micro health insurance nationwide. Fewer than 10 percent of India's 1.1 billion people have any sort of health insurance, much of which covers only government employees. Poor people usually work in informal jobs or are self-employed, so they are extremely unlikely to be included in employment-related plans.

Consequently, health financing poses an acute problem for India. About one-fourth of hospitalized Indians fall below the poverty line as a direct result of their hospital expenses, according to a 2002 World Bank report. Many people take out steep loans or sell their homes in order to pay. And for the poor, losing even a day's wages while waiting in the hospital can be devastating.”

Related;
UpLift India Association
News Roundup: Risk-Reward Edition
Micro-insurance: Extending Health Insurance to the Excluded
Healing Fields Foundation
Community-Based Health Insurance in Rwanda
Public Health Services in India


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